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If you have immediate need of our services, we're available for you 24 hours a day.

Obituaries & Tributes

It is not always possible to pay respects in person, so we hope that this small token will help.

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Weekly Email Tips to Support a Grieving Friend

It's hard to know what to say when someone experiences loss. Our free weekly newsletter provides insights, quotes and messages on how to help during the first year.

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Grieving doesn't always end with the funeral: subscribe to our free daily grief support email program, designed to help you a little bit every day, by filling out the form below.

Notifying Creditors and Government Agencies

There are so many social connections you will need to notify of the death of a loved one. Just think of it: credit card companies, banks, investment and insurance companies, health care providers…the list can feel endless. What should be your top priority?

That’s simple. While the order of notifications you make will depend on your personal situation, it's essential that you stick to the following notification process and keep good records of all notifications you make. That should be your #1 priority.
 

A 4-Step Notification Process

  1. Initially make the contact by telephone.
  2. Follow-up with written verification. 
  3. Mail all written verifications via registered mail, with signature confirmation required.
  4. Retain copies of all notices that you send, with the related postal tracking/signature information attached.

For many of the government agencies and financial entities, you will need a  death certificate, your loved one’s social insurance number (SIN) and, if you are the executor of the estate, a copy of the appointment form from the probate court.  

All creditors should be notified promptly following a death. If there is to be a delay in meeting debts or installment payments, you may be able to file for extensions. Many creditors are sympathetic to these situations and are willing to grant your requests. If credit insurance or mortgage insurance policies were in force, purchases made on credit (vehicles, furniture, etc.) or the home mortgage may be paid off by the insurance. Ask your lending institution.

Also notify the major credit reporting agencies such as Equifax and TransUnion. Instruct them to list all accounts as: “Closed.  Account Holder is Deceased.”  You may also request a credit report to obtain a list of all creditors and to review recent credit activities.

Cancel Pensions and Benefits:

  • Old Age Security
  • Canada Pension Plan
  • Employment Insurance
  • Canada Revenue Agency (GST/HST, child tax, etc.)

The Government of Canada website offers quick links to all departments.

Cancel Personal Identification

  • Social Insurance Number (SIN)
  • Passport
  • Citizenship / Permanent Resident
  • Secure Certificate of Indian Status
  • Driver and vehicle licenses
  • Automobile ownership
  • Health card
  • Firearms licences

When your parent, spouse, common-law partner dies, you may be eligible for benefits:

  • Survivor allowance
  • Death benefit
  • Survivor's pension
  • International benefits
  • Children's benefits
  • Veteran's death benefit
  • Aboriginal decedent estates program

Clubs, associations, and social groups also need to know. Did your loved one belong to any professional associations or unions? Even just your local video rental store should know as should the public library. Here’s a check list for you:

  • Professional associations and unions
  • Health clubs and athletic clubs
  • Automobile clubs
  • Video rental stores
  • Public library
  • College Alumni clubs
  • Rotary, Kiwanis, Lions, Veterans’ organizations and clubs

All online accounts should be closed. While there are digital asset management companies that track your passwords and other login details, your loved one may not have subscribed to any of these services.

If not, you are faced with ferreting out your loved one’s many online accounts – and it could take some time. Here’s a brief overview of those digital realms you should monitor and eventually close:

  • Email accounts
  • Facebook
  • Twitter
  • LinkedIn
  • You Tube
  • Blogging accounts
  • Online banking or investment portals

Our advice to you is simple. Take care of the important financial details first, and then work your way down to those that won’t truly impact your day-to-day welfare. 

Proudly Serving the Communities of Assiniboia and Gravelbourg and Surrounding Area
306-642-5551 Assiniboia Chapel | 601 Highway 2 North | Assiniboia, SK S0H 0B0 | Fax: 306-642-4175 | Email: phgfc@sasktel.net 306-648-2633 Gravelbourg Chapel | 100 5th Avenue East | Gravelbourg, SK S0H 1X0 | Fax: 306-648-2478 | Email: phgfc@sasktel.net 306-642-5551 Assiniboia Chapel | 601 Highway 2 North | Assiniboia, SK S0H 0B0 | Fax: 306-642-4175 | Email: phgfc@sasktel.net 306-642-5551 Assiniboia Chapel | 601 Highway 2 North | Assiniboia, SK S0H 0B0 | Fax: 306-642-4175 | Email: phgfc@sasktel.net 306-642-5551 Assiniboia Chapel | 601 Highway 2 North | Assiniboia, SK S0H 0B0 | Fax: 306-642-4175 | Email: phgfc@sasktel.net